The Fundamentals of Risk and Insurance course covers the basic concepts of insurance and risk, including their types, causes and effects. The course focuses on the principles of insurance and the elements of an insurance contract, highlighting the major participants in the insurance market in the Kingdom of Saudi Arabia. It also reviews standard insurance process policies and various insurance products. The course also aims to enhance the understanding of customer service principles in the insurance sector, while discussing the risks and constraints facing the insurance market in the Kingdom. The course provides students with a knowledge base to develop their skills in analyzing and managing risks effectively.